Consumer Problems

Self-Help Brochures from SEOLS

• Can My Wages Be Garnished?

This brochure explains when your wages can be garnished and when your wages cannot be garnished.

• What Can I Do If I am Being Harassed by a Collection Agency?

This brochure explains what steps you can take when a collection agency is calling you.

• What Should I Do If I Need Car Repairs?

This brochure explains what you can do to protect yourself if you need car repairs.

• How to File an Answer to a Complaint

If someone files a lawsuit against you, you must file a written response to the lawsuit within 28 days of when you got the court papers. A written response to a lawsuit is called an Answer. This packet tells how to prepare your Answer. The packet also has a fill-in-the-blank Answer that you can fill out and file with the court.

• Has someone filed a debt collection lawsuit against you?

Watch our informational video.

Links to Resources on Other Websites

• Get a Free Copy of Your Credit Report

You can get a free copy of your credit report from AnnualCreditReport.com.

• What You Should Know About Your Credit Report

This brochure from the National Consumer Law Center has information on how to get a free copy of your credit report and how to understand the information on your credit report.

• Search the Ohio Attorney General’s Complaints

You can search the Ohio Attorney General’s complaints to see if other people have complained about a business.

• File a Complaint with the Ohio Attorney General

If you think you a business took advantage of you, you can file a complaint with the Ohio Attorney General.

• Federal Trade Commission’s Guide to Buying a Used Car

This Federal Trade Commission site will explain how to figure out what that used car is really worth. It will give you a list of things to look at when you are going to buy a used car. It will also explain how to make sure you are not getting taken advantage of by the car dealer.

• File a Complaint with the Federal Trade Commission (FTC)

If you are having problems with rip offs or imposter scams; problems with mobile devices, telephones or phone plans; problems with internet service, online shopping or computers; problems with education, jobs and making money; problems with credit and debt; problems with robocalls, unwanted telemarketing, text or spam; or problems with many other issues, you can file a complaint with the FTC

• Find other information on consumer issues